Before my husband was a pastor, he worked through seminary as a financial advisor in the mutual funds industry. In the early days of our marriage, he took a phone call that left a deep impression on us both.

A World War II veteran called to discuss his retirement funds. The caller hadn’t experienced an extraordinary career and had never made much money. What he had done was put away $25 every single month from the time he was eighteen. He shared with my husband that no matter what—even when times were lean and he had trouble making ends meet—he put away $25, and not one penny more.

Over time, that monthly $25 deposit grew and the interest increased exponentially, accumulating to well over a million dollars. At the time, as a man in his seventies, he was enjoying retirement in the late 1990s. He had no worries because he had been faithfully investing in his future for decades.

This veteran had an understanding few other investors have: he knew he had one chance to save for the future. He understood that if he was going to enjoy his old age without financial worry, he had a limited window to prepare.


The same can be said of our time. We all have limited time to invest in our future, and, just as the veteran knew he had one chance invest in his future, Christians have a limited window to invest in eternity.

The writer of Hebrews says, “It is appointed for man to die once, and after that comes judgment” (Heb. 9:27). We have one life and one chance to prepare for life after death.

Paul tells us in Galatians that we are all heading toward a season of harvest: “And let us not grow weary of doing good, for in due season we will reap, if we do not give up” (Gal. 6:9).

In other words, we are sowing now but we’ll reap soon. How do we appropriately prepare? If retirement calls for careful planning, how much more diligent should we be with eternity?

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